We have noticed a steady increase in the number of enquiries for Limited Company Buy to Let Mortgages over the last few years.

The removal of Section 24 in the Finance Act of 2015 eradicated the ability to offset mortgage interest against the rental income on Buy to Let properties and subsequently squeezed margins with many landlords choosing to leave this market whilst others seeked alternative ways to structure their Buy to Let investment from a tax perspective.

In terms of our own landlords, we have identified a shift in new purchases being completed using limited companies whilst existing landlords have even begun to transfer properties owned in their own name into that of a limited company structure.

We are expecting this to continue over the coming years as the onslaught against landlords by HMRC appears relentless.

If you are a landlord and are concerned about the make-up of your current portfolio or are considering entering this market, please do not hesitate to get in touch with our knowledgeable advisers who will be happy to translate the jargon and help you navigate your way through all things Buy to Let and Limited Company.